Neben der Classic- und der Gold-Card gibt es zum Beispiel seit einiger Zeit die sogenannte VISA Electron Kreditkarte. TIPP: Das DKB. Was ist Visa Electron Karte und wie kann man die bekommen? Die DKB Visa Card wird weder als Elektron Card noch als Debit Card von FR. Für Minderjährige empfehlen wir die Prepaid-Karten von Volkswagen Bank, DKB und Commerzbank. Für Menschen mit schlechtem Schufa-Score eignen sich.
Dkb Prepaid VisaInformationen und Tipps zu den Angeboten der DKB sowie Vergleiche von kostenlosen Geldkarten anderer Banken. Die VISA Electron Kreditkarte wird in der. Visa Bezahlkarten. Mit Visa können sie einfach und sicher bargeldlos bezahlen – im Geschäft, online und mobil, natürlich Deutsche Kreditbank AG (DKB). Für Minderjährige empfehlen wir die Prepaid-Karten von Volkswagen Bank, DKB und Commerzbank. Für Menschen mit schlechtem Schufa-Score eignen sich.
Visa Electron Dkb … this is what DKB customers love most: VideoDKB Kreditkarte - Lohnt sie sich?
So you do not get interest for the consumed credit. However, if you do not have credit on the credit card, then you get an interest-free lending credit at the DKB until the next billing — which is one month at most.
The DKB never charges debit interest on the credit card. Use two Visa credit cards of the DKB — one for paying cashless and for withdrawing cash, the other one as a current account — as the following illustration shows:.
The application is quick and easy for already existing and used bank accounts. If you are not yet a customer of the DKB , you should use this link www.
After some months, you can visit our special portal again and follow the instructions on how to apply successfully for a second Visa credit card.
You have to understand that the bank has to pay fees, even if the Visa credit cards and the worldwide cash withdrawals are free of charge for you.
Therefore, the chances to obtain a second Visa credit card are best, if the bank can see that you really also use the first one.
Does it make sense now? Clicking on it, a new page will load. My country is not elegible for open an account throught online service.
Do you have any idea in which I can open an account? I want to save money in other currency. If you understand German, you can even — in justified cases — open a savings account from abroad at Comdirect Bank.
That is called Tagesgeld Plus. But the interest rate is very low. Generally, the interest rates in Germany are currently very low, so that it is not very worthwhile to open up a savings account.
If you at least have a temporary address in Germany, so that you can receive the banking card no hotel address or P.
There will be a fee for the opening, but it is completely in the English language. An English language version is currently in the works.
You might have some luck if you simply go into a bank branch … but that is outside our business expertise, since these operate very differently.
Our web portal is specialized in the best online banks. It is easier though, to become a customer of one of the best direct banks, if your residence is in Germany instead of abroad.
I have never lived in Europe before. Do you think I will be able to open a DKB account? I will have an address in Germany shortly, but I probably do not have any record in Schufa.
And how about a Comdirect bank account? Should it be easier for me to open such an account over a DKB one? And another question: What is the current interest charged once every month for the use of DKB Visa card?
Hello Author, Many thanks for this blog and for your efforts to write!!! I have Indian Passport. For me the Identification was successful.
But when we told him that we already did my authentication before 10 mins, he checked it back and then did for my wife also.
I am an international student in Germany and I am here for 5 years to complete my studies. I want to ask one question I can apply credit card or not.
I have account in Deutsche Bank and Commerzbank as well my monthly salary coming in Commerzbank. I will be very thankful if describe something relating for this.
Whether that make sense for you, we cannot judge for you, and the same goes for the question, whether the bank will open the account. This will be decided in the course of the credit check, as it is generally done with German direct banks with a Visa Card credit line.
Good luck! She travels around Europe a fair bit, and wants an account she can use to withdraw euros in different countries.
Strangely, the VISA credit card was declined, but she was able to withdraw cash with the maestro debit card. She has credit in both accounts.
Can you think of why this has happened? Will she incur any charges? If you try to withdraw amounts below 50 EUR, it does not work. Switching to the giro card is not a good idea, because with the giro card the customer pays the withdrawal fee.
If there is a different reason, please contact the bank directly. As editorial team we do not have any access to customer or card dates.
The account has a credit line, so the lowest possible account balance is the full use of the individual credit line. Another one….
So to get my money in is easy. Does this mean that is it mandatory to always withdraw minimum 50 EUR equivalent? Unfortunately, I could not open the account.
It was not clear why, but they asked me to fill up a feedback version where I could fill the application and send.
After three working days, I receive a letter that my account can not be opened for some reasons which they did not mention. If I need to know, I had to write them a letter and post.
Utter insane it is. I guess they deliberately do not want to provide services to foreigners. Has anyone else had the same experience? In addition, these can be very different from bank to bank.
If you for example go to a Sparkasse, you can get an account easily. Via the questions in their online application they try to assess this point, and there are also additional queries at credit check agencies, e.
Schufa and Infoscore. If somebody does not have a good history with those, important requirements for the account opening are not being met, which by the way is the case with many Germans as well!
In our coaching program we coach, among other factors, regarding how to build a good credit standing. Building a good credit standing in the country, where one lives, is important, for example in case one wants to finance something at a later point, for example a car or home.
But I want to open a DKB account for its evrstaile services for using it in abroad. I have two questions:.
Just want to verify this information before applying. During the first 12 months, this benefit is granted even without the incoming money. So you have enough time to test the account extensively.
Further info here. If one does not want that, one can transfer money onto the DKB Giro account and internally transfer it to the credit card.
This also increases the available amount on the Visa Card. I have been living in Germany since 6 years now. Due to which, I always have to transfer money from current account.
I have a permanent job and good salary. I asked them to increase my credit limit but they refuse to do so.
What can I do? How can I prove them that I am a reliable customer. That is odd. Maybe the salary payment as such is not recognized automatically.
Only the bank can do changes. Best of luck. I have there a question. So we can withdraw money from Automat by using credit card or giro card of DKB but what about if I have with me for example some cash , and I want to deposit it in Automat.
My last question is, if I withdraw cash outside of Germany but in EU countries is there any charge? Thank you so much for your time. If you want to deposit more frequently, it would be a good idea to open an account with a branch bank.
Regarding the second question: The use of the Visa Card is free of charge worldwide. Similarly, the withdrawal of cash in Germany, in the EU and in the rest of the world free, as far as DKB fees are concerned.
As described in the article above. I am planning to open up a joint DKB account with my wife, from what I have found we would get two giro cards and two Visa cards.
Would it still be possible to add another Visa card to the account for savings?? Yes, a second Visa Card is possible. Still, you can use it for internet payments because it has a CV code and everything else you need.
The application can be made after the account opening. If another physical card is desired, you can also apply for that, even with a custom motive.
For this, a one-time fee will be charged. Hi and thanks for sharing your experiences. There it says:. In order to remain free of charge [N26], you are not forced to withdraw cash in the foreign currency country first, as with the DKB, because Number26 does not even charge the international service fee when paying with the credit card abroad!
I have a DKB account since long time. Back in the days I could see the monthly interest credit in my credit-card account.
I have a DKB account and I have read through your comments regarding various transactions. While reading all of them, I was surprised that so little is said about making deposits into the accounts while living abroad i.
So, how can I make deposits from USA? Is it through my local bank? Guthaben bis Bezahlen leicht gemacht.
Beim Shopping. Sie shoppen gerne? Als kleiner Kredit. Mit Apple Pay. Mit Google Pay. Mit Google Pay bezahlen Sie schnell und einfach.
Apple Pay. Most Visa Electron cards do not have the dove hologram as on Visa credit and debit cards, but a few banks do include it.
The card number and validity as well as cardholder name are printed rather than embossed , thus the card cannot be used in a card imprinter — for card-present transactions the card requires a reader of magnetic stripe cards , EMV reader or contactless payment terminal.
From Wikipedia, the free encyclopedia. Not to be confused with Visa Debit. Bahrain Islamic Bank. Raiffeisen Bank. Mit der Kreditkarte wird aber nicht nur bargeldlos gezahlt, sondern darüber hinaus sind Geldverfügungen an weltweit über Einkäufe im Internet kann der Kunde ebenfalls problemlos tätigen.
Viele Kreditkarten zeichnen sich dadurch aus, dass es sich um sogenannte Charge-Cards handelt. Das bedeutet, dass alle mit der Kreditkarte getätigten Verfügungen gesammelt und einmal im Monat belastet werden.
Dadurch erhält der Kunde einen gewissen Zahlungsaufschub, der bis zu 30 Tage beträgt.